FuneralProgramsDirect.com Privacy Policy

1. Preamble

FuneralProgramsDirect.com respects the privacy of its Users and Members and keeps any data collected strictly confidential.

Data submitted to the FuneralProgramsDirect.com website is collected, managed and retained by FuneralProgramsDirect.com. This document specifies what data we collect and how FuneralProgramsDirect.com will use this information. These terms relate to the FuneralProgramsDirect.com website. FuneralProgramsDirect.com may adopt different privacy policies applicable in different jurisdictions.

By using FuneralProgramsDirect.com, you accept and agree to abide by these terms. If you do not accept them, you agree not to use the Site. This document is an integral part of the Terms of Use.

Unless stated otherwise, this document only deals with the use and communication of data collected by FuneralProgramsDirect.com. The provisions do not apply to the use and communication of your personal data to third parties, on our site or on others, to whom you may communicate these details to them.

2. Privacy and Data Collection : What We Collect About You

To provide you with the best possible service it is important for us to store some personal data.

You are welcome to browse the Site without registering. However, if you wish to access any of FuneralProgramsDirect.com's Services, and use our project editors you must register as a Member and provide us with Personal Information. The Personal Information we collect may include:

• email address, physical contact information, and (depending on the service used) sometimes financial information, such as credit card or bank account numbers;

• transactional information based on your activities on the Site (such as project activity, Content you generate or that relates to your Account);

• community discussions, forum discussions, chats, dispute resolution, correspondence sent to us, and communications otherwise transmitted through the Site;

• other information from your interaction with our Site, Services, Content and advertising, including computer and connection information, statistics on page views, traffic to and from the Site, IP address and standard web log information;

• additional information we ask you to submit to authenticate yourself or if we believe you are violating Site Policies;

• Cookies (to improve navigation by remembering information entered, such as passwords) Cookies are generally small temporary files stored on your hard disk and usually remain only for the duration of your session.

• Any optional information requested is clearly indicated as such on the online registration form. Under no circumstances will this information be divulged to a third party or organization, unless as required by law, without the express permission of the Member concerned.

3. Personal Data: Modification and Access

You have the right to access, modify and/or delete data about yourself. To exercise this right, go to your my account user information area and modify your profile directly online, or contact us.

4. Use Our primary purpose in collecting Personal Information is to manage our Services while maintaining a safe, efficient, and customized experience. You agree that we may use your Personal Information to:

• provide the Services and support you request;

• resolve disputes, collect fees, and troubleshoot problems;

• prevent potentially prohibited or illegal activities, and enforce our Terms of Use and other Policies;

• customize, measure and improve our Services and Content;

• tell you about our Services and those of our affiliates and partners, targeted marketing, service updates, and promotional offers based on your communication preferences; and

• compare information for accuracy, and verify it with third parties.

Your e-mail and postal addresses are used by FuneralProgramsDirect.com to bill you, and to send you other necessary information.

5. Data We Share

We don't sell or rent your Personal Information to third parties for their marketing purposes without your explicit consent. We may combine your information with information we collect from other companies and use it to improve and personalize our Services, Content and advertising. If you don't wish to receive marketing communications from us or participate in our ad-customization programs, simply indicate your preference in your Account or by following the directions provided with the communication or advertisement. FuneralProgramsDirect.com guarantees to never pass on or sell to any third parties personal Personal Information and/or location information which could be used to identify you personally.

We may disclose Personal Information to respond to legal requirements, enforce our Policies, respond to claims or other Content violates FuneralProgramsDirect.com Policies or the rights of others, or protect anyone's rights, property, or safety. Such information will be disclosed in accordance with applicable laws and regulations. We may also share your Personal Information with:

• Service providers under contract who help with our business operations (such as fraud investigations, bill collection, affiliate and rewards programs and co-branded credit cards).

• Other third parties to whom you explicitly ask us to send your Personal Information (or about whom you are otherwise explicitly notified and consent to when using a specific service).

• Law enforcement or other governmental officials, in response to a request relating to a criminal investigation or alleged illegal activity. In such events, we will disclose any information relevant to the investigation.

• Other business entities, should we plan to merge with or be acquired by that business entity. Should such a combination occur, we will require that the new combined entity follow this Privacy Policy with respect to your Personal Information. If your Personal Information will be used contrary to this Privacy Policy, you will receive prior notice and a reasonable opportunity to remove your Personal Information from our databases.

Without limiting the above, in an effort to respect your privacy and our ability to keep the community free from bad actors, we will not otherwise disclose your Personal Information to law enforcement, other government officials, or other third parties without a subpoena, court order or substantially similar legal procedure, except when we believe in good faith that the disclosure of information is necessary to prevent imminent physical harm or financial loss or to report suspected illegal activity.

We and our Users do not tolerate spam. Make sure to set your preferences so we communicate to you as you prefer. You are not licensed to add other FuneralProgramsDirect.com Users, including Users who have entered Agreements with you, to any mailing list (email or physical mail) without their express consent. To report FuneralProgramsDirect.com -related spam or spoof emails to FuneralProgramsDirect.com, please contact us. You may not use our communication tools to send spam or otherwise send Content that would violate our Terms of Use or other FuneralProgramsDirect.com Policies. We may check for spam, viruses, phishing attacks and other malicious activity or illegal or prohibited Content on the Site, but we will not permanently store messages sent through these tools.

6. FuneralProgramsDirect.com Members' Information Shared On The Site

FuneralProgramsDirect.com Members are identified on the Site by user name or Alias, which can be modified at any time in the member My Account.

Personal data obtained by a Member via FuneralProgramsDirect.com can only be used for your activity on FuneralProgramsDirect.com and/or for any other usage to which the Member concerned has expressly consented. (See Terms of Use)

The sending of unwanted messages from one member to another is strictly forbidden. (See Terms of Use).

Except as otherwise expressly included in this Privacy Policy, this document addresses only the use and disclosure of Personal Information we collect from you. If you disclose your Personal Information to others on our Site or other sites via FuneralProgramsDirect.com or throughout the Internet, different rules may apply to their use or disclosure of the information you disclose to them. FuneralProgramsDirect.com does not control the privacy policies of third parties, and you are subject to the privacy policies of those third parties where applicable. We encourage you to ask questions and take other reasonable precautions before you disclose your Personal Information to others.

7. Password and Security

Your password and email address are the keys to your account. Any act carried out using your password and your e-mail address is entirely your own responsibility. Therefore, for the protection of you, others, and FuneralProgramsDirect.com, you agree not to disclose this information to anyone and to secure this information against unintentional disclosure or theft. If you do share your password or your Personal Information with others, or if it is otherwise disclosed to a third party through no fault of FuneralProgramsDirect.com, remember that you are responsible for all actions taken in the name of your account. If you lose control of your password, you may lose substantial control over your Personal Information and may be subject to legally binding actions taken on your behalf. Therefore, if your password has been compromised for any reason, you should immediately notify FuneralProgramsDirect.com and change your password via your Member login area.

If you receive an e-mail asking you to update information such as passwords, credit card number or alias, do not reply, and contact us via the Contact Us section. If your password has been given to a third party, you should immediately change it via your Member login area.

FuneralProgramsDirect.com does its utmost to make communications and data storage secure to protect the confidentiality of your Personal Information against loss and interception by third parties. However, it is important to know that there is no such thing as zero-risk against loss or interception by others of your personal data.

8. Notification and Modification

We may amend this Privacy Policy at any time by posting the amended terms on this Site. All amended terms automatically take effect thirty (30) days after they are initially posted on the Site. E-mail notification will be sent to users who request it.